Home Warranty and<br> Home Insurance

<p>Your own house, your own small heaven! Buying your own house is a dream almost every one of us dreams about. Not only is it one of the most cherished achievements of one’s life, but also one of the most financially critical investments made. You put in all your hard earned savings into purchasing your beautiful heaven. And this is one reason why it is extremely important that you protect this asset perfectly with the help of the warranty and insurance services that are available in the market.</p>
<p><img loading="lazy" decoding="async" class="size-full wp-image-27556 alignleft" src="https://tower.top10homewarrantyexperts.com/wp-content/uploads/2022/09/Home-warranty-AC-technician-Repairing-Air-Conditioner-.jpg" alt="Home-warranty-AC-technician-Repairing-Air-Conditioner-" width="600" height="400" srcset="https://qa-admin.top10homewarrantyexperts.com/wp-content/uploads/2022/09/Home-warranty-AC-technician-Repairing-Air-Conditioner-.jpg 600w, https://qa-admin.top10homewarrantyexperts.com/wp-content/uploads/2022/09/Home-warranty-AC-technician-Repairing-Air-Conditioner--768x512.jpg 768w" sizes="(max-width: 600px) 100vw, 600px" /></p>
<p>Both these policies give complete protection to your home, thus providing you absolute peace of mind. The best part being, you don’t have to spend thousands of dollars on home/ appliance repairing in case an emergency strikes. But, did you know that both these services are different from one another? Although they almost sound similar, they are entirely two different services that protect your home and your invested money.</p>
<p>Read on to understand how a home warranty and homeowner’s insurance policy differ from each other.</p>
<h3>Home Warranty</h3>
<p><strong>Coverage –</strong> All your Home Appliance and Home systems</p>
<p>&#8211; A home warranty system protects the different appliances and home systems in your house. However, this doesn’t protect your entire home, but covers most of the pieces inside your home that may need replacement or repairing. For instance, if one of your home system or appliances breaks down, your chosen home warranty plan will cover the replacement or repairing expense. So, if your air conditioning system stops working, then your home warranty plan will cover the repairing expense. And if you need a new air conditioning system, the company can help in the cost.</p>
<p>&#8211; A good home warranty company protects all your basic home appliances such as dishwasher, washer and dryer, electrical system, cooling and heating system, garage door, garbage disposal, etc. For additional coverage of appliances such as swimming pool, hot tub, spa, etc. you can choose add-on options to your home warranty plan.</p>
<p>&#8211; Almost all home warranty plans last for 1 year which can be renewed every year based on your needs. In return for their services, you need to pay an annual coverage fee that is similar to an insurance premium, and a mere $100 service fee for when you make a claim for repairing your systems and appliances.</p>
<div class="buttono-wrapper" style="max-width:98%;" data-partner-icon="https://qa-admin.top10homewarrantyexperts.com/wp-content/uploads/2022/08/choice-logo.svg" data-partner-contact_number="(848) 237-1445" data-partner-real_tel="+18482371445" data-partner-link="" data-partner-total_votes="" data-partner-under button text="" data-partner-title="Choice Home Warranty" data-partner-editor_choice_text_desktop="Editor's Choice" data-partner-mobile_icon="https://qa-admin.top10homewarrantyexperts.com/wp-content/uploads/2022/08/choice-logo.svg" data-partner-mobile_title="Cyber Sale -<br>$75 off + 1 Month Free" data-partner-editor_choice_text_mobile="Editor's Choice" data-partner-slide_down_thumbnail="https://qa-admin.top10homewarrantyexperts.com/wp-content/uploads/2022/08/choice-logo.svg" data-partner-slide_down_title="111111111111111" data-partner-slide_down_read_review="https://qa.top10homewarrantyexperts.com/choice-home-warranty-complete-review/" data-partner-conversion_label="t_R8CNG4sYAYEJu68p0C" data-partner-partner_id="2557" data-partner-caption="" data-partner-number_of_reviews="" data-partner-partner_name="Choice Home Warranty" data-partner-facebook_ad_event_name="" data-partner-editor_choice_icon_desktop="none" data-partner-editor_choice_icon_mobile="none" data-partner-phone_conversion_label="" data-partner-desktop_details_limit="6" data-partner-mobile_details_limit="2" data-partner-trustpilot_rating="" data-partner-trustpilot_reputation="" data-partner-general-offer="https://chwprice.com/nlp/a/a1/index.php?utm_source=t5fm2&utm_campaign=" data-backup-partners='[]'  data-style-params="" data-logo-src="https://tower.top10homewarrantyexperts.com/wp-content/uploads/2022/08/choice-logo.svg" data-promote-text="$75 Off + 1 Month Free" data-button-text="Visit Site" data-kidon-id="2557" data-conversion-label="t_R8CNG4sYAYEJu68p0C" data-button-name="Choice " data-button-type="buttono" data-partner-post-id="cG9zdDoyNzQwNg==" data-should-filter="1"><meta name="viewport" content="width=device-width, initial-scale=1" ><meta data-type="partner" ><div class="background-wrapper"><div class="border-wrapper"> <div id=697c7a01223a1 class="buttono-content" ><div class='buttono-logo__container'><a href='/' target='_blank'><img src='https://tower.top10homewarrantyexperts.com/wp-content/uploads/2022/08/choice-logo.svg' class='buttono-logo' style='width:50px; height:44px;'></a></div> <div class="main-content"><div class='col-md-6'><a href='/' target='_blank' class='buttono-promote-text__container'><p class='buttono-promote-text'>$75 Off + 1 Month Free</p></a></div><div class='buttono-link-container'><a href='/' target='_blank' class='buttono-link'>Visit Site</a></div></div></div><a href='/' target='_blank'><img class='buttono-image' src='/'></div></a></div></div>
<h3>Home Insurance Policy</h3>
<p><strong>Coverage –</strong> Protects house during disasters and losses</p>
<p>Like home warranty, home insurance is a necessity in today’s time and if usually needed by most mortgage companies. Almost all homeowners purchase home insurance policies right from the moment they buy their home and renew it annually every year.</p>
<p>What you need to understand here is the fact that a homeowner’s insurance policy is very much different from that of a home warranty plan.</p>
<p>&#8211; A home insurance policy will protect your property, your home and you from any loss or disasters. For instance, your home will be protected against fire, storms, natural calamities or even theft. There are some home insurance policies that offer protection against accidents and also vandalism.</p>
<p>&#8211; A home insurance policy also protects both, your home’s exterior as well as interiors, also including your personal possessions. In short, it provides protection to more items than your appliances and systems. For instance, if there is a theft in your house and your personal valuables such as TV, computer or jewellery go missing then your homeowner’s insurance policy will protect you by replacing these possessions or simply paying you a compensation worth that of the lost items. Similarly, if there is a fire at your place, your homeowner’s insurance policy will help you recover your lost items.</p>
<p>&#8211; In return for their services, your homeowner’s insurance expects you to pay a monthly or annual premium amount that is worth just a couple of hundred dollars. The amount depends mostly on factors such as the cost value of your home, the neighbourhood and also your deductible.</p>
<p><img loading="lazy" decoding="async" class="size-full wp-image-27582 alignleft" src="https://tower.top10homewarrantyexperts.com/wp-content/uploads/2022/08/Home-warranty-technician-preparing-detail-for-bathtub-installation.jpg" alt="Home-warranty-technician-preparing-detail-for-bathtub-installation" width="600" height="400" srcset="https://qa-admin.top10homewarrantyexperts.com/wp-content/uploads/2022/08/Home-warranty-technician-preparing-detail-for-bathtub-installation.jpg 600w, https://qa-admin.top10homewarrantyexperts.com/wp-content/uploads/2022/08/Home-warranty-technician-preparing-detail-for-bathtub-installation-768x512.jpg 768w" sizes="(max-width: 600px) 100vw, 600px" /></p>
<p>&nbsp;</p>
<h3></h3>
<h3></h3>
<h3></h3>
<h3></h3>
<h3></h3>
<h3></h3>
<h3></h3>
<h3></h3>
<h3>Home Repair &#8211; Home Warranty vs Home Insurance</h3>
<p>By now you must have understood the basic difference between Home warranty and Home insurance. A home insurance protects against disasters and accidents while, home warranty protects against the everyday wear and tear of items and their regular use.</p>
<p>As a result, you must choose both your policies wisely and after a proper understanding of each. By choosing them both, you can provide double protection to your house without making a hole in your pocket or breaking into a bank. For instance, your home warranty plan can help repair a leaking pipe, but if the leakage has caused damage to an entire section of your plant, then a home insurance policy will cover this damage.</p>
<p>Also, based on your needs you can increase or decrease the coverage offered by your home insurance policy or the home warranty plan on the systems and appliances used in your house.</p>
<div class="buttono-wrapper" style="max-width:98%;" data-partner-icon="https://qa-admin.top10homewarrantyexperts.com/wp-content/uploads/2022/08/Select-home-warranty-logo-.svg" data-partner-contact_number="(855) 396-1503" data-partner-real_tel="+18553961503" data-partner-link="" data-partner-total_votes="" data-partner-under button text="" data-partner-title="Select Home Warranty" data-partner-editor_choice_text_desktop="" data-partner-mobile_icon="https://qa-admin.top10homewarrantyexperts.com/wp-content/uploads/2022/08/Select-home-warranty-logo-.svg" data-partner-mobile_title="Black Friday Sale: Up to 40% Off" data-partner-editor_choice_text_mobile="" data-partner-slide_down_title="" data-partner-slide_down_read_review="" data-partner-conversion_label="ls_cCL--sYAYEJu68p0C" data-partner-partner_id="2558" data-partner-caption="" data-partner-number_of_reviews="" data-partner-partner_name="Select Home Warranty" data-partner-facebook_ad_event_name="" data-partner-editor_choice_icon_desktop="none" data-partner-editor_choice_icon_mobile="none" data-partner-phone_conversion_label="" data-partner-desktop_details_limit="6" data-partner-mobile_details_limit="2" data-partner-trustpilot_rating="" data-partner-trustpilot_reputation="" data-partner-general-offer="https://shw.selecthomewarranty.com/best-in-class-home-warranty-coverage?affiliate_id=SALG&subid=" data-backup-partners='[]'  data-style-params="" data-logo-src="https://tower.top10homewarrantyexperts.com/wp-content/uploads/2022/08/Select-home-warranty-logo-.svg" data-promote-text="$150 Off +2 months free" data-button-text="Visit Site" data-kidon-id="2558" data-conversion-label="ls_cCL--sYAYEJu68p0C" data-button-name="Select " data-button-type="buttono" data-partner-post-id="cG9zdDoyNzQwNw==" data-should-filter="1"><meta name="viewport" content="width=device-width, initial-scale=1" ><meta data-type="partner" ><div class="background-wrapper"><div class="border-wrapper"> <div id=697c7a0127dd3 class="buttono-content" ><div class='buttono-logo__container'><a href='/' target='_blank'><img src='https://tower.top10homewarrantyexperts.com/wp-content/uploads/2022/08/Select-home-warranty-logo-.svg' class='buttono-logo' style='width:50px; height:44px;'></a></div> <div class="main-content"><div class='col-md-6'><a href='/' target='_blank' class='buttono-promote-text__container'><p class='buttono-promote-text'>$150 Off +2 months free</p></a></div><div class='buttono-link-container'><a href='/' target='_blank' class='buttono-link'>Visit Site</a></div></div></div><a href='/' target='_blank'><img class='buttono-image' src='/'></div></a></div></div>
<h3>Research Before You Choose</h3>
<p>Is home warranty really worth it? That is one question that most new homeowners worry about. Well, even if you already have a home insurance for your home, buying a home warranty can be really helpful mostly because a home insurance policy doesn’t cover certain disasters or damages that are related to home systems and appliances.</p>
<p>Also, if you wish to avoid unwanted expenses on repairing or replacing appliances and systems in your home, a home warranty plan can help you save your hard earned money. All you need to do is just pay a very minimal annual fee for all their services.</p>


Home Warranty And Home Insurance

Top10homewarrantyexperts.com is an independent review and comparison website funded by referral fees. We may be paid compensation when you user buy braces through our website links. This does not affect our reviews and ratings which are based on thousands of ratings and testing our team made. We regularly review new home warranty brands but do not feature every home warranty product on the market due to high amount of companies.

We receive advertising fees from the companies listed in the chart below, which affect rankings

Contact Information:

Filter the best options for you

Advertising disclosure

Find well analyzed and comparative reviews of the best home warranties. Choose the best at the best prices

Compare the highest rated plans

Best Home Warranty Companies {year}

Our Best Home Warranty

Must Read

Read Our Latest News

<p>It&#8217;s possible that the page you requested has been removed or the path might have been modified. Feel free to browse our navigation menu, and if you still can&#8217;t seem to find what you&#8217;re looking for, please don&#8217;t hesitate to get in touch with us.</p>


Error

We can't seem to find what you're looking for...

Our Top Picks

Best Home Warranty Companies 2025

<p>We protect what we love! It is human nature to make every bit of an effort to protect something as precious as their home, their abode. And one of the main reasons why people buy home warranties is to help them protect their home and cover the basic cost of home maintenance which otherwise can be really taxing. So, whether one of your kitchen appliances stopped working or your swimming pool needs repairing, a good home warranty plan can save you hundreds of dollars by repairing or replacing the item against a small service call fee. But not many people understand this importance of a home warranty company or how much it helps you save your hard earned money. In fact, a larger number of new homeowners keep asking one main question to almost all home warranty companies – “Is it really worth to purchase a home warranty?”</p>
<p><img loading="lazy" decoding="async" class="size-full wp-image-27574 alignleft" src="https://tower.top10homewarrantyexperts.com/wp-content/uploads/2022/09/Home-Warranty-Vs-Home-Insurance-e1641718799722.jpg" alt="Home-Warranty-Vs-Home-Insurance-e1641718799722" width="600" height="399" srcset="https://qa-admin.top10homewarrantyexperts.com/wp-content/uploads/2022/09/Home-Warranty-Vs-Home-Insurance-e1641718799722.jpg 600w, https://qa-admin.top10homewarrantyexperts.com/wp-content/uploads/2022/09/Home-Warranty-Vs-Home-Insurance-e1641718799722-768x510.jpg 768w" sizes="(max-width: 600px) 100vw, 600px" /></p>
<p>The answer to this question is very complex, especially without understanding the functioning of a home warranty company, the coverage it offers and the special offers provided. In simpler words, a home warranty can help you save money especially under circumstances which otherwise may cost you thousands. However, whether or not the home warranty plan is good for depends largely on your house, its age, the appliances and systems used and their age and also the home warranty plan you choose for securing your home.</p>
<p>Before you choose a home warranty company based on their services and plans, make sure that you ask yourself these questions first:</p>
<ol>
<li>What does a home warranty company cover and how will it save you money?</li>
<li>Is there any other alternative cost for supporting the house maintenance cost?</li>
<li>Have you faced any situation until now which made you think about buying a home warranty?</li>
<li>Should you buy a home warranty plan?</li>
<li>Which home warranty company is the best for your needs?</li>
</ol>
<div class="buttono-wrapper" style="max-width:98%;" data-partner-icon="https://qa-admin.top10homewarrantyexperts.com/wp-content/uploads/2022/08/choice-logo.svg" data-partner-contact_number="(848) 237-1445" data-partner-real_tel="+18482371445" data-partner-link="" data-partner-total_votes="" data-partner-under button text="" data-partner-title="Choice Home Warranty" data-partner-editor_choice_text_desktop="Editor's Choice" data-partner-mobile_icon="https://qa-admin.top10homewarrantyexperts.com/wp-content/uploads/2022/08/choice-logo.svg" data-partner-mobile_title="Cyber Sale -<br>$75 off + 1 Month Free" data-partner-editor_choice_text_mobile="Editor's Choice" data-partner-slide_down_thumbnail="https://qa-admin.top10homewarrantyexperts.com/wp-content/uploads/2022/08/choice-logo.svg" data-partner-slide_down_title="111111111111111" data-partner-slide_down_read_review="https://qa.top10homewarrantyexperts.com/choice-home-warranty-complete-review/" data-partner-conversion_label="t_R8CNG4sYAYEJu68p0C" data-partner-partner_id="2557" data-partner-caption="" data-partner-number_of_reviews="" data-partner-partner_name="Choice Home Warranty" data-partner-facebook_ad_event_name="" data-partner-editor_choice_icon_desktop="none" data-partner-editor_choice_icon_mobile="none" data-partner-phone_conversion_label="" data-partner-desktop_details_limit="6" data-partner-mobile_details_limit="2" data-partner-trustpilot_rating="" data-partner-trustpilot_reputation="" data-partner-general-offer="https://chwprice.com/nlp/a/a1/index.php?utm_source=t5fm2&utm_campaign=" data-backup-partners='[]'  data-style-params="" data-logo-src="https://tower.top10homewarrantyexperts.com/wp-content/uploads/2022/08/choice-logo.svg" data-promote-text="$75 Off + 1 Month Free" data-button-text="Visit Site" data-kidon-id="2557" data-conversion-label="t_R8CNG4sYAYEJu68p0C" data-button-name="Choice " data-button-type="buttono" data-partner-post-id="cG9zdDoyNzQwNg==" data-should-filter="1"><meta name="viewport" content="width=device-width, initial-scale=1" ><meta data-type="partner" ><div class="background-wrapper"><div class="border-wrapper"> <div id=697c79f744611 class="buttono-content" ><div class='buttono-logo__container'><a href='/' target='_blank'><img src='https://tower.top10homewarrantyexperts.com/wp-content/uploads/2022/08/choice-logo.svg' class='buttono-logo' style='width:50px; height:44px;'></a></div> <div class="main-content"><div class='col-md-6'><a href='/' target='_blank' class='buttono-promote-text__container'><p class='buttono-promote-text'>$75 Off + 1 Month Free</p></a></div><div class='buttono-link-container'><a href='/' target='_blank' class='buttono-link'>Visit Site</a></div></div></div><a href='/' target='_blank'><img class='buttono-image' src='/'></div></a></div></div>
<p><strong>What Does A Home Warranty Company Cover And How Will It Save You Money?</strong></p>
<p>Before you consider whether or not a home warranty company is worth it for you, you need to first understand what a home warranty is, how it functions and the different variables that play an important role in making sure that your home warranty plan is worth it for your home.</p>
<p><strong>Home Warranty</strong> – A home warranty is nothing but a service contract that provides its customers a promise to repair selected list of appliances and home systems when they malfunction. Against this promise, you need to pay a fixed about of money each year (also called as premium) to the company. Apart from the annual premium, you must also pay a service call fee to the company each time you place a claim.</p>
<p>Home warranties help their customers save money in two different ways:</p>
<ul>
<li>You receive more than what you actually pay. In mere words, the total amount you pay the home warranty company for its service and replaced items will be comparatively a very small amount in comparison to what you would otherwise have to pay directly from your pocket.</li>
<li>With the help of a good home warranty company and plan, you will enjoy a much stable financial life.</li>
</ul>
<p>However, how much your home warranty company covers your repairs and replacements entirely depends on a few crucial factors. And this is why you need to understand home warranty services to its depth before you buy a home warranty plan for your home.</p>
<div class="buttono-wrapper" style="max-width:98%;" data-partner-icon="https://qa-admin.top10homewarrantyexperts.com/wp-content/uploads/2022/08/Select-home-warranty-logo-.svg" data-partner-contact_number="(855) 396-1503" data-partner-real_tel="+18553961503" data-partner-link="" data-partner-total_votes="" data-partner-under button text="" data-partner-title="Select Home Warranty" data-partner-editor_choice_text_desktop="" data-partner-mobile_icon="https://qa-admin.top10homewarrantyexperts.com/wp-content/uploads/2022/08/Select-home-warranty-logo-.svg" data-partner-mobile_title="Black Friday Sale: Up to 40% Off" data-partner-editor_choice_text_mobile="" data-partner-slide_down_title="" data-partner-slide_down_read_review="" data-partner-conversion_label="ls_cCL--sYAYEJu68p0C" data-partner-partner_id="2558" data-partner-caption="" data-partner-number_of_reviews="" data-partner-partner_name="Select Home Warranty" data-partner-facebook_ad_event_name="" data-partner-editor_choice_icon_desktop="none" data-partner-editor_choice_icon_mobile="none" data-partner-phone_conversion_label="" data-partner-desktop_details_limit="6" data-partner-mobile_details_limit="2" data-partner-trustpilot_rating="" data-partner-trustpilot_reputation="" data-partner-general-offer="https://shw.selecthomewarranty.com/best-in-class-home-warranty-coverage?affiliate_id=SALG&subid=" data-backup-partners='[]'  data-style-params="" data-logo-src="https://tower.top10homewarrantyexperts.com/wp-content/uploads/2022/08/Select-home-warranty-logo-.svg" data-promote-text="$150 Off +2 months free" data-button-text="Visit Site" data-kidon-id="2558" data-conversion-label="ls_cCL--sYAYEJu68p0C" data-button-name="Select " data-button-type="buttono" data-partner-post-id="cG9zdDoyNzQwNw==" data-should-filter="1"><meta name="viewport" content="width=device-width, initial-scale=1" ><meta data-type="partner" ><div class="background-wrapper"><div class="border-wrapper"> <div id=697c79f74c503 class="buttono-content" ><div class='buttono-logo__container'><a href='/' target='_blank'><img src='https://tower.top10homewarrantyexperts.com/wp-content/uploads/2022/08/Select-home-warranty-logo-.svg' class='buttono-logo' style='width:50px; height:44px;'></a></div> <div class="main-content"><div class='col-md-6'><a href='/' target='_blank' class='buttono-promote-text__container'><p class='buttono-promote-text'>$150 Off +2 months free</p></a></div><div class='buttono-link-container'><a href='/' target='_blank' class='buttono-link'>Visit Site</a></div></div></div><a href='/' target='_blank'><img class='buttono-image' src='/'></div></a></div></div>
<p><strong>Is There Any Other Alternative Cost For Supporting The House Maintenance Cost?</strong></p>
<p>Home warranty companies offer coverage to a wide variety of appliances and systems. In general, the cost of repairing your vacuum may cost you somewhere around $105 to $407, depending on the fault, while the cost of replacement comes to around $1.2K to $2.1K. Similarly for a heating system, the cost of repair ranges between $132 and $454, while replacing the heating system or a part of the system may cost you between $2.6K and $6.1K.</p>
<p>In short, the maintenance cost of your home appliances and system without a home warranty plan can simply put a big dent in your savings. In fact, according to the survey reports of 2018, performed by Fool.com, an average American spends around $5,000 on home repair and improvement. It is however not clear how much money was actually spent on home repair and how much was spent on home improvements. But it is clear as crystal that home maintenance is an expensive issue in USA and if you live in a house that is big with a variety of home appliances and systems, it is important that you consider the power that home warranty holds in keeping your home function smoothly.</p>
<p><img loading="lazy" decoding="async" class="size-full wp-image-27576 alignleft" src="https://tower.top10homewarrantyexperts.com/wp-content/uploads/2022/09/Appliances-Waranty-insurance.jpg" alt="Appliances-Waranty-insurance" width="600" height="400" srcset="https://qa-admin.top10homewarrantyexperts.com/wp-content/uploads/2022/09/Appliances-Waranty-insurance.jpg 600w, https://qa-admin.top10homewarrantyexperts.com/wp-content/uploads/2022/09/Appliances-Waranty-insurance-768x512.jpg 768w" sizes="(max-width: 600px) 100vw, 600px" /></p>
<h4></h4>
<h4></h4>
<h4></h4>
<h4></h4>
<h4></h4>
<h4></h4>
<h4></h4>
<h4></h4>
<h4></h4>
<h4></h4>
<h4><strong>Have You Faced Any Situation Until Now Which Made You Think About Buying A Home Warranty?</strong></h4>
<p>Do you really Need a home warranty? Need being the word in question here. Buying a home warranty is an option you can choose based on your requirements. There are many people who do not have a home warranty and don’t see the need to buy it. While, there are also people who choose to buy a home warranty to cover their appliances and systems with the help of a good home warranty service. So, check your needs and understand the concept of home warranties before you make your decision.</p>
<h3><strong>Should You Buy A Home Warranty Plan?</strong></h3>
<p>Buying a home warranty is a good choice especially if you know how much money you may have to spend in repairing your appliances and home systems without a home warranty cover. Also, you may buy a home warranty if you have a good understanding of the terms and conditions of the home warranty companies.</p>
<ul>
<li>If you choose to buy a home warranty service, make sure you check the list of appliances and home systems covered by their different policies.</li>
<li>Also check their coverage limit for individual appliances.</li>
<li>Check the annual premium cost and the deductible</li>
<li>Check the background of the company and make sure they are reliable.</li>
</ul>
<p>Once you have checked these pointers and find the answers satisfying, you may choose to buy a home warranty service.</p>
<div class="buttono-wrapper" style="max-width:98%;" data-partner-icon="https://qa-admin.top10homewarrantyexperts.com/wp-content/uploads/2022/08/The-Home-Service-Club-logo.svg" data-partner-contact_number="(800) 494-2008" data-partner-real_tel="+18004942008" data-partner-link="" data-partner-total_votes="" data-partner-under button text="" data-partner-title="Home Service Club" data-partner-editor_choice_text_desktop="" data-partner-mobile_icon="https://qa-admin.top10homewarrantyexperts.com/wp-content/uploads/2022/08/The-Home-Service-Club-logo.svg" data-partner-mobile_title="$75 off + 1 month free" data-partner-editor_choice_text_mobile="" data-partner-slide_down_title="" data-partner-slide_down_read_review="" data-partner-conversion_label="XqehCJDCsYAYEJu68p0C" data-partner-partner_id="2559" data-partner-caption="" data-partner-number_of_reviews="" data-partner-partner_name="Home Service Club" data-partner-facebook_ad_event_name="" data-partner-editor_choice_icon_desktop="" data-partner-desktop_details_limit="6" data-partner-editor_choice_icon_mobile="" data-partner-mobile_details_limit="2" data-partner-phone_conversion_label="" data-partner-trustpilot_rating="" data-partner-trustpilot_reputation="" data-partner-general-offer="https://myhscwarranty.com/lp/hsch/index.php?utm_source=61334&utm_campaign=" data-backup-partners='[]'  data-style-params="" data-logo-src="https://tower.top10homewarrantyexperts.com/wp-content/uploads/2022/08/The-Home-Service-Club-logo.svg" data-promote-text="$75 Off + 1 Month free" data-button-text="Visit Site" data-kidon-id="2559" data-conversion-label="XqehCJDCsYAYEJu68p0C" data-button-name="The Home Service Club " data-button-type="buttono" data-partner-post-id="cG9zdDoyNzQwOA==" data-should-filter="1"><meta name="viewport" content="width=device-width, initial-scale=1" ><meta data-type="partner" ><div class="background-wrapper"><div class="border-wrapper"> <div id=697c79f755869 class="buttono-content" ><div class='buttono-logo__container'><a href='/' target='_blank'><img src='https://tower.top10homewarrantyexperts.com/wp-content/uploads/2022/08/The-Home-Service-Club-logo.svg' class='buttono-logo' style='width:50px; height:44px;'></a></div> <div class="main-content"><div class='col-md-6'><a href='/' target='_blank' class='buttono-promote-text__container'><p class='buttono-promote-text'>$75 Off + 1 Month free</p></a></div><div class='buttono-link-container'><a href='/' target='_blank' class='buttono-link'>Visit Site</a></div></div></div><a href='/' target='_blank'><img class='buttono-image' src='/'></div></a></div></div>
<h3><strong>Which Home Warranty Company Is The Best For Your Needs?</strong></h3>
<p>Now that you have finally decided to buy a home warranty service, it gets important that you choose only the best home warranty company for covering your home appliances and system.</p>
<p>With multiple home warranty companies in the market, it gets important that you do a deep research about each company before making your decision. Compare the different home warranty companies for their services, availability, trustworthiness, policies and plans offered, premiums, deductibles, etc. to get a clear idea about the best home warranty companies. Choose the company that satisfies all your needs and promises to offer you the best support in maintaining your home appliances and systems.</p>
<p>With these questions answered, we hope you have found enough reasons to understand whether buying a Home Warranty is really worth it or not!</p>


Home-Warranty-Vs-Home-Insurance-e1641718799722

5 Reasons Why Home Warranties Worth It

<p>There are homeowners that swear by them while some hate them. After closing on a house, the last thing a home buyer would want is a malfunction in the new home, but it can happen all the same. That’s why it’s a good idea to get a home protection plan or warranty so you don’t need to worry about it. It will cover the costs if something goes wrong. It’s an especially good idea to get a home warranty if you’re a first-time homebuyer without any experience in maintaining a home.</p>
<p><img loading="lazy" decoding="async" class="size-full wp-image-27559 alignleft" src="https://tower.top10homewarrantyexperts.com/wp-content/uploads/2022/09/Home-Improvement-Tips.jpg" alt="Home-Improvement-Tips" width="600" height="400" srcset="https://qa-admin.top10homewarrantyexperts.com/wp-content/uploads/2022/09/Home-Improvement-Tips.jpg 600w, https://qa-admin.top10homewarrantyexperts.com/wp-content/uploads/2022/09/Home-Improvement-Tips-768x512.jpg 768w" sizes="(max-width: 600px) 100vw, 600px" /></p>
<h3></h3>
<h3></h3>
<h3></h3>
<h3></h3>
<h3></h3>
<h3></h3>
<h3></h3>
<h3></h3>
<h3></h3>
<h3>Who Pays for a Home Warranty?</h3>
<p>Whether the seller pays for the home protection plan or the buyer pays will depend on your local customs. It’s perfectly normal for a seller to pay for the coverage in places because it’s a seller benefit. However, the buyer won’t be calling the seller after closing if something happens to break.</p>
<h3>How Much Does it Cost?</h3>
<p>As of 2019, these plans aren’t too expensive. They can range from $350 to $600 a year. However, the price can also depend on your coverage. Home warranty companies run specials at times in which they’ll either discount policy prices or offer additional coverage for the exact same price.</p>
<p>Generally, policies are paid for a year in advance. They can be renewed by the homeowner once they expire.</p>
<div class="buttono-wrapper" style="max-width:98%;" data-partner-icon="https://qa-admin.top10homewarrantyexperts.com/wp-content/uploads/2022/08/choice-logo.svg" data-partner-contact_number="(848) 237-1445" data-partner-real_tel="+18482371445" data-partner-link="" data-partner-total_votes="" data-partner-under button text="" data-partner-title="Choice Home Warranty" data-partner-editor_choice_text_desktop="Editor's Choice" data-partner-mobile_icon="https://qa-admin.top10homewarrantyexperts.com/wp-content/uploads/2022/08/choice-logo.svg" data-partner-mobile_title="Cyber Sale -<br>$75 off + 1 Month Free" data-partner-editor_choice_text_mobile="Editor's Choice" data-partner-slide_down_thumbnail="https://qa-admin.top10homewarrantyexperts.com/wp-content/uploads/2022/08/choice-logo.svg" data-partner-slide_down_title="111111111111111" data-partner-slide_down_read_review="https://qa.top10homewarrantyexperts.com/choice-home-warranty-complete-review/" data-partner-conversion_label="t_R8CNG4sYAYEJu68p0C" data-partner-partner_id="2557" data-partner-caption="" data-partner-number_of_reviews="" data-partner-partner_name="Choice Home Warranty" data-partner-facebook_ad_event_name="" data-partner-editor_choice_icon_desktop="none" data-partner-editor_choice_icon_mobile="none" data-partner-phone_conversion_label="" data-partner-desktop_details_limit="6" data-partner-mobile_details_limit="2" data-partner-trustpilot_rating="" data-partner-trustpilot_reputation="" data-partner-general-offer="https://chwprice.com/nlp/a/a1/index.php?utm_source=t5fm2&utm_campaign=" data-backup-partners='[]'  data-style-params="" data-logo-src="https://tower.top10homewarrantyexperts.com/wp-content/uploads/2022/08/choice-logo.svg" data-promote-text="$75 Off + 1 Month Free" data-button-text="Visit Site" data-kidon-id="2557" data-conversion-label="t_R8CNG4sYAYEJu68p0C" data-button-name="Choice " data-button-type="buttono" data-partner-post-id="cG9zdDoyNzQwNg==" data-should-filter="1"><meta name="viewport" content="width=device-width, initial-scale=1" ><meta data-type="partner" ><div class="background-wrapper"><div class="border-wrapper"> <div id=697c79f75acdc class="buttono-content" ><div class='buttono-logo__container'><a href='/' target='_blank'><img src='https://tower.top10homewarrantyexperts.com/wp-content/uploads/2022/08/choice-logo.svg' class='buttono-logo' style='width:50px; height:44px;'></a></div> <div class="main-content"><div class='col-md-6'><a href='/' target='_blank' class='buttono-promote-text__container'><p class='buttono-promote-text'>$75 Off + 1 Month Free</p></a></div><div class='buttono-link-container'><a href='/' target='_blank' class='buttono-link'>Visit Site</a></div></div></div><a href='/' target='_blank'><img class='buttono-image' src='/'></div></a></div></div>
<h3>How Do They Work?</h3>
<p>There are plans which provide specific types of coverage, but most tend to operate in a similar manner and contain common verbiage. The homeowner calls the home warranty company if a system or appliance breaks or stops working. The home warranty company calls a provider that is had a business arrangement with. The provider calls the homeowner to make an appointment. The provider fixes the problem. The warranty company will pay to replace and install the appliance if it can’t be fixed, depending on the contract coverage. The homeowner will pay a small trade service fee for the visit which can range from $60 to $100. You can negotiate the amount when you sign up for the plan.</p>
<h3>Types of Coverage</h3>
<p>You want to ask exactly what is covered under your plan since all plans are different from one another. Ask your real estate agent if upgrades are available, and pay attention to whether the warranty company will pay for repairs to make certain systems or appliances compliant with the new regulations.</p>
<h3>General Coverage in a Home Warranty</h3>
<p>The issues that are typically covered by insurance include:</p>
<ul>
<li>Air conditioning</li>
<li>Kitchen appliances</li>
<li>Washers and dryers</li>
<li>Doorbells</li>
<li>Furnace/heating</li>
<li>Water heater</li>
<li>Ductwork to code</li>
<li>Garbage disposals</li>
<li>Inside plumbing stoppages</li>
<li>Ceiling fans</li>
<li>Electrical systems</li>
<li>Range and oven</li>
</ul>
<p>The coverage for a home warranty plan can vary from policy to policy as well as from state to state. So, before committing to anything, ask to see a sample copy of a policy. Some homeowners swear by home warranty plans while others absolutely hate them.</p>
<div class="buttono-wrapper" style="max-width:98%;" data-partner-icon="https://qa-admin.top10homewarrantyexperts.com/wp-content/uploads/2022/08/Select-home-warranty-logo-.svg" data-partner-contact_number="(855) 396-1503" data-partner-real_tel="+18553961503" data-partner-link="" data-partner-total_votes="" data-partner-under button text="" data-partner-title="Select Home Warranty" data-partner-editor_choice_text_desktop="" data-partner-mobile_icon="https://qa-admin.top10homewarrantyexperts.com/wp-content/uploads/2022/08/Select-home-warranty-logo-.svg" data-partner-mobile_title="Black Friday Sale: Up to 40% Off" data-partner-editor_choice_text_mobile="" data-partner-slide_down_title="" data-partner-slide_down_read_review="" data-partner-conversion_label="ls_cCL--sYAYEJu68p0C" data-partner-partner_id="2558" data-partner-caption="" data-partner-number_of_reviews="" data-partner-partner_name="Select Home Warranty" data-partner-facebook_ad_event_name="" data-partner-editor_choice_icon_desktop="none" data-partner-editor_choice_icon_mobile="none" data-partner-phone_conversion_label="" data-partner-desktop_details_limit="6" data-partner-mobile_details_limit="2" data-partner-trustpilot_rating="" data-partner-trustpilot_reputation="" data-partner-general-offer="https://shw.selecthomewarranty.com/best-in-class-home-warranty-coverage?affiliate_id=SALG&subid=" data-backup-partners='[]'  data-style-params="" data-logo-src="https://tower.top10homewarrantyexperts.com/wp-content/uploads/2022/08/Select-home-warranty-logo-.svg" data-promote-text="$150 Off +2 months free" data-button-text="Visit Site" data-kidon-id="2558" data-conversion-label="ls_cCL--sYAYEJu68p0C" data-button-name="Select " data-button-type="buttono" data-partner-post-id="cG9zdDoyNzQwNw==" data-should-filter="1"><meta name="viewport" content="width=device-width, initial-scale=1" ><meta data-type="partner" ><div class="background-wrapper"><div class="border-wrapper"> <div id=697c79f75bb43 class="buttono-content" ><div class='buttono-logo__container'><a href='/' target='_blank'><img src='https://tower.top10homewarrantyexperts.com/wp-content/uploads/2022/08/Select-home-warranty-logo-.svg' class='buttono-logo' style='width:50px; height:44px;'></a></div> <div class="main-content"><div class='col-md-6'><a href='/' target='_blank' class='buttono-promote-text__container'><p class='buttono-promote-text'>$150 Off +2 months free</p></a></div><div class='buttono-link-container'><a href='/' target='_blank' class='buttono-link'>Visit Site</a></div></div></div><a href='/' target='_blank'><img class='buttono-image' src='/'></div></a></div></div>
<h3>What Might Not Be Covered</h3>
<p>Not everything that goes wrong in a house will be covered by your plan. Home warranties might not cover:</p>
<ul>
<li>Outdoor items like sprinklers</li>
<li>Faucet repairs – this can vary</li>
<li>Refrigerators, washers, dryers, or garage door openers</li>
<li>Spa or pools unless specifically requested</li>
<li>Permit fees</li>
<li>Haul-aways</li>
<li>Items that were broken before closing on the house</li>
<li>Exclusions listed in the policy</li>
<li>Make sure to double-check your specific policy to see what is and isn’t covered</li>
</ul>
<p><img loading="lazy" decoding="async" class="size-full wp-image-27561 alignleft" src="https://tower.top10homewarrantyexperts.com/wp-content/uploads/2022/09/Home-Warranty.png" alt="Home-Warranty" width="600" height="400" srcset="https://qa-admin.top10homewarrantyexperts.com/wp-content/uploads/2022/09/Home-Warranty.png 600w, https://qa-admin.top10homewarrantyexperts.com/wp-content/uploads/2022/09/Home-Warranty-768x512.png 768w" sizes="(max-width: 600px) 100vw, 600px" /></p>
<h3></h3>
<h3></h3>
<h3></h3>
<h3></h3>
<h3></h3>
<h3></h3>
<h3></h3>
<h3></h3>
<h3></h3>
<h3>What Can Cause Denial Of Payment?</h3>
<p>At times, it can seem like the company is purposely looking for a way not to cover your claim, and at times, that can be accurate. It might happen for a few reasons:</p>
<ul>
<li>Improper maintenance.</li>
<li>A pre-existing condition which was disclosed in a home inspection.</li>
<li>Code violations.</li>
<li>Unusual wear and tear.</li>
<li>Improper installation.</li>
</ul>
<div class="buttono-wrapper" style="max-width:98%;" data-partner-icon="https://qa-admin.top10homewarrantyexperts.com/wp-content/uploads/2022/08/The-Home-Service-Club-logo.svg" data-partner-contact_number="(800) 494-2008" data-partner-real_tel="+18004942008" data-partner-link="" data-partner-total_votes="" data-partner-under button text="" data-partner-title="Home Service Club" data-partner-editor_choice_text_desktop="" data-partner-mobile_icon="https://qa-admin.top10homewarrantyexperts.com/wp-content/uploads/2022/08/The-Home-Service-Club-logo.svg" data-partner-mobile_title="$75 off + 1 month free" data-partner-editor_choice_text_mobile="" data-partner-slide_down_title="" data-partner-slide_down_read_review="" data-partner-conversion_label="XqehCJDCsYAYEJu68p0C" data-partner-partner_id="2559" data-partner-caption="" data-partner-number_of_reviews="" data-partner-partner_name="Home Service Club" data-partner-facebook_ad_event_name="" data-partner-editor_choice_icon_desktop="" data-partner-desktop_details_limit="6" data-partner-editor_choice_icon_mobile="" data-partner-mobile_details_limit="2" data-partner-phone_conversion_label="" data-partner-trustpilot_rating="" data-partner-trustpilot_reputation="" data-partner-general-offer="https://myhscwarranty.com/lp/hsch/index.php?utm_source=61334&utm_campaign=" data-backup-partners='[]'  data-style-params="" data-logo-src="https://tower.top10homewarrantyexperts.com/wp-content/uploads/2022/08/The-Home-Service-Club-logo.svg" data-promote-text="$75 Off + 1 Month free" data-button-text="Visit Site" data-kidon-id="2559" data-conversion-label="XqehCJDCsYAYEJu68p0C" data-button-name="The Home Service Club " data-button-type="buttono" data-partner-post-id="cG9zdDoyNzQwOA==" data-should-filter="1"><meta name="viewport" content="width=device-width, initial-scale=1" ><meta data-type="partner" ><div class="background-wrapper"><div class="border-wrapper"> <div id=697c79f75ebaa class="buttono-content" ><div class='buttono-logo__container'><a href='/' target='_blank'><img src='https://tower.top10homewarrantyexperts.com/wp-content/uploads/2022/08/The-Home-Service-Club-logo.svg' class='buttono-logo' style='width:50px; height:44px;'></a></div> <div class="main-content"><div class='col-md-6'><a href='/' target='_blank' class='buttono-promote-text__container'><p class='buttono-promote-text'>$75 Off + 1 Month free</p></a></div><div class='buttono-link-container'><a href='/' target='_blank' class='buttono-link'>Visit Site</a></div></div></div><a href='/' target='_blank'><img class='buttono-image' src='/'></div></a></div></div>
<h3>What If You Disagree With the Outcome?</h3>
<p>A service provider can deny a claim. When that happens, call your real estate agent and complain. Your agent can figure out a solution if they have a good working relationship with the representative from the home warranty company.</p>


Who Pays for a Home Warranty Plan?

<p>Your own house, your own small heaven! Buying your own house is a dream almost every one of us dreams about. Not only is it one of the most cherished achievements of one’s life, but also one of the most financially critical investments made. You put in all your hard earned savings into purchasing your beautiful heaven. And this is one reason why it is extremely important that you protect this asset perfectly with the help of the warranty and insurance services that are available in the market.</p>
<p><img loading="lazy" decoding="async" class="size-full wp-image-27556 alignleft" src="https://tower.top10homewarrantyexperts.com/wp-content/uploads/2022/09/Home-warranty-AC-technician-Repairing-Air-Conditioner-.jpg" alt="Home-warranty-AC-technician-Repairing-Air-Conditioner-" width="600" height="400" srcset="https://qa-admin.top10homewarrantyexperts.com/wp-content/uploads/2022/09/Home-warranty-AC-technician-Repairing-Air-Conditioner-.jpg 600w, https://qa-admin.top10homewarrantyexperts.com/wp-content/uploads/2022/09/Home-warranty-AC-technician-Repairing-Air-Conditioner--768x512.jpg 768w" sizes="(max-width: 600px) 100vw, 600px" /></p>
<p>Both these policies give complete protection to your home, thus providing you absolute peace of mind. The best part being, you don’t have to spend thousands of dollars on home/ appliance repairing in case an emergency strikes. But, did you know that both these services are different from one another? Although they almost sound similar, they are entirely two different services that protect your home and your invested money.</p>
<p>Read on to understand how a home warranty and homeowner’s insurance policy differ from each other.</p>
<h3>Home Warranty</h3>
<p><strong>Coverage –</strong> All your Home Appliance and Home systems</p>
<p>&#8211; A home warranty system protects the different appliances and home systems in your house. However, this doesn’t protect your entire home, but covers most of the pieces inside your home that may need replacement or repairing. For instance, if one of your home system or appliances breaks down, your chosen home warranty plan will cover the replacement or repairing expense. So, if your air conditioning system stops working, then your home warranty plan will cover the repairing expense. And if you need a new air conditioning system, the company can help in the cost.</p>
<p>&#8211; A good home warranty company protects all your basic home appliances such as dishwasher, washer and dryer, electrical system, cooling and heating system, garage door, garbage disposal, etc. For additional coverage of appliances such as swimming pool, hot tub, spa, etc. you can choose add-on options to your home warranty plan.</p>
<p>&#8211; Almost all home warranty plans last for 1 year which can be renewed every year based on your needs. In return for their services, you need to pay an annual coverage fee that is similar to an insurance premium, and a mere $100 service fee for when you make a claim for repairing your systems and appliances.</p>
<div class="buttono-wrapper" style="max-width:98%;" data-partner-icon="https://qa-admin.top10homewarrantyexperts.com/wp-content/uploads/2022/08/choice-logo.svg" data-partner-contact_number="(848) 237-1445" data-partner-real_tel="+18482371445" data-partner-link="" data-partner-total_votes="" data-partner-under button text="" data-partner-title="Choice Home Warranty" data-partner-editor_choice_text_desktop="Editor's Choice" data-partner-mobile_icon="https://qa-admin.top10homewarrantyexperts.com/wp-content/uploads/2022/08/choice-logo.svg" data-partner-mobile_title="Cyber Sale -<br>$75 off + 1 Month Free" data-partner-editor_choice_text_mobile="Editor's Choice" data-partner-slide_down_thumbnail="https://qa-admin.top10homewarrantyexperts.com/wp-content/uploads/2022/08/choice-logo.svg" data-partner-slide_down_title="111111111111111" data-partner-slide_down_read_review="https://qa.top10homewarrantyexperts.com/choice-home-warranty-complete-review/" data-partner-conversion_label="t_R8CNG4sYAYEJu68p0C" data-partner-partner_id="2557" data-partner-caption="" data-partner-number_of_reviews="" data-partner-partner_name="Choice Home Warranty" data-partner-facebook_ad_event_name="" data-partner-editor_choice_icon_desktop="none" data-partner-editor_choice_icon_mobile="none" data-partner-phone_conversion_label="" data-partner-desktop_details_limit="6" data-partner-mobile_details_limit="2" data-partner-trustpilot_rating="" data-partner-trustpilot_reputation="" data-partner-general-offer="https://chwprice.com/nlp/a/a1/index.php?utm_source=t5fm2&utm_campaign=" data-backup-partners='[]'  data-style-params="" data-logo-src="https://tower.top10homewarrantyexperts.com/wp-content/uploads/2022/08/choice-logo.svg" data-promote-text="$75 Off + 1 Month Free" data-button-text="Visit Site" data-kidon-id="2557" data-conversion-label="t_R8CNG4sYAYEJu68p0C" data-button-name="Choice " data-button-type="buttono" data-partner-post-id="cG9zdDoyNzQwNg==" data-should-filter="1"><meta name="viewport" content="width=device-width, initial-scale=1" ><meta data-type="partner" ><div class="background-wrapper"><div class="border-wrapper"> <div id=697c79f762ab2 class="buttono-content" ><div class='buttono-logo__container'><a href='/' target='_blank'><img src='https://tower.top10homewarrantyexperts.com/wp-content/uploads/2022/08/choice-logo.svg' class='buttono-logo' style='width:50px; height:44px;'></a></div> <div class="main-content"><div class='col-md-6'><a href='/' target='_blank' class='buttono-promote-text__container'><p class='buttono-promote-text'>$75 Off + 1 Month Free</p></a></div><div class='buttono-link-container'><a href='/' target='_blank' class='buttono-link'>Visit Site</a></div></div></div><a href='/' target='_blank'><img class='buttono-image' src='/'></div></a></div></div>
<h3>Home Insurance Policy</h3>
<p><strong>Coverage –</strong> Protects house during disasters and losses</p>
<p>Like home warranty, home insurance is a necessity in today’s time and if usually needed by most mortgage companies. Almost all homeowners purchase home insurance policies right from the moment they buy their home and renew it annually every year.</p>
<p>What you need to understand here is the fact that a homeowner’s insurance policy is very much different from that of a home warranty plan.</p>
<p>&#8211; A home insurance policy will protect your property, your home and you from any loss or disasters. For instance, your home will be protected against fire, storms, natural calamities or even theft. There are some home insurance policies that offer protection against accidents and also vandalism.</p>
<p>&#8211; A home insurance policy also protects both, your home’s exterior as well as interiors, also including your personal possessions. In short, it provides protection to more items than your appliances and systems. For instance, if there is a theft in your house and your personal valuables such as TV, computer or jewellery go missing then your homeowner’s insurance policy will protect you by replacing these possessions or simply paying you a compensation worth that of the lost items. Similarly, if there is a fire at your place, your homeowner’s insurance policy will help you recover your lost items.</p>
<p>&#8211; In return for their services, your homeowner’s insurance expects you to pay a monthly or annual premium amount that is worth just a couple of hundred dollars. The amount depends mostly on factors such as the cost value of your home, the neighbourhood and also your deductible.</p>
<p><img loading="lazy" decoding="async" class="size-full wp-image-27582 alignleft" src="https://tower.top10homewarrantyexperts.com/wp-content/uploads/2022/08/Home-warranty-technician-preparing-detail-for-bathtub-installation.jpg" alt="Home-warranty-technician-preparing-detail-for-bathtub-installation" width="600" height="400" srcset="https://qa-admin.top10homewarrantyexperts.com/wp-content/uploads/2022/08/Home-warranty-technician-preparing-detail-for-bathtub-installation.jpg 600w, https://qa-admin.top10homewarrantyexperts.com/wp-content/uploads/2022/08/Home-warranty-technician-preparing-detail-for-bathtub-installation-768x512.jpg 768w" sizes="(max-width: 600px) 100vw, 600px" /></p>
<p>&nbsp;</p>
<h3></h3>
<h3></h3>
<h3></h3>
<h3></h3>
<h3></h3>
<h3></h3>
<h3></h3>
<h3></h3>
<h3>Home Repair &#8211; Home Warranty vs Home Insurance</h3>
<p>By now you must have understood the basic difference between Home warranty and Home insurance. A home insurance protects against disasters and accidents while, home warranty protects against the everyday wear and tear of items and their regular use.</p>
<p>As a result, you must choose both your policies wisely and after a proper understanding of each. By choosing them both, you can provide double protection to your house without making a hole in your pocket or breaking into a bank. For instance, your home warranty plan can help repair a leaking pipe, but if the leakage has caused damage to an entire section of your plant, then a home insurance policy will cover this damage.</p>
<p>Also, based on your needs you can increase or decrease the coverage offered by your home insurance policy or the home warranty plan on the systems and appliances used in your house.</p>
<div class="buttono-wrapper" style="max-width:98%;" data-partner-icon="https://qa-admin.top10homewarrantyexperts.com/wp-content/uploads/2022/08/Select-home-warranty-logo-.svg" data-partner-contact_number="(855) 396-1503" data-partner-real_tel="+18553961503" data-partner-link="" data-partner-total_votes="" data-partner-under button text="" data-partner-title="Select Home Warranty" data-partner-editor_choice_text_desktop="" data-partner-mobile_icon="https://qa-admin.top10homewarrantyexperts.com/wp-content/uploads/2022/08/Select-home-warranty-logo-.svg" data-partner-mobile_title="Black Friday Sale: Up to 40% Off" data-partner-editor_choice_text_mobile="" data-partner-slide_down_title="" data-partner-slide_down_read_review="" data-partner-conversion_label="ls_cCL--sYAYEJu68p0C" data-partner-partner_id="2558" data-partner-caption="" data-partner-number_of_reviews="" data-partner-partner_name="Select Home Warranty" data-partner-facebook_ad_event_name="" data-partner-editor_choice_icon_desktop="none" data-partner-editor_choice_icon_mobile="none" data-partner-phone_conversion_label="" data-partner-desktop_details_limit="6" data-partner-mobile_details_limit="2" data-partner-trustpilot_rating="" data-partner-trustpilot_reputation="" data-partner-general-offer="https://shw.selecthomewarranty.com/best-in-class-home-warranty-coverage?affiliate_id=SALG&subid=" data-backup-partners='[]'  data-style-params="" data-logo-src="https://tower.top10homewarrantyexperts.com/wp-content/uploads/2022/08/Select-home-warranty-logo-.svg" data-promote-text="$150 Off +2 months free" data-button-text="Visit Site" data-kidon-id="2558" data-conversion-label="ls_cCL--sYAYEJu68p0C" data-button-name="Select " data-button-type="buttono" data-partner-post-id="cG9zdDoyNzQwNw==" data-should-filter="1"><meta name="viewport" content="width=device-width, initial-scale=1" ><meta data-type="partner" ><div class="background-wrapper"><div class="border-wrapper"> <div id=697c79f76359c class="buttono-content" ><div class='buttono-logo__container'><a href='/' target='_blank'><img src='https://tower.top10homewarrantyexperts.com/wp-content/uploads/2022/08/Select-home-warranty-logo-.svg' class='buttono-logo' style='width:50px; height:44px;'></a></div> <div class="main-content"><div class='col-md-6'><a href='/' target='_blank' class='buttono-promote-text__container'><p class='buttono-promote-text'>$150 Off +2 months free</p></a></div><div class='buttono-link-container'><a href='/' target='_blank' class='buttono-link'>Visit Site</a></div></div></div><a href='/' target='_blank'><img class='buttono-image' src='/'></div></a></div></div>
<h3>Research Before You Choose</h3>
<p>Is home warranty really worth it? That is one question that most new homeowners worry about. Well, even if you already have a home insurance for your home, buying a home warranty can be really helpful mostly because a home insurance policy doesn’t cover certain disasters or damages that are related to home systems and appliances.</p>
<p>Also, if you wish to avoid unwanted expenses on repairing or replacing appliances and systems in your home, a home warranty plan can help you save your hard earned money. All you need to do is just pay a very minimal annual fee for all their services.</p>


Home-warranty-AC-technician-Repairing-Air-Conditioner-

<p>Each bathtub and shower needs special care when it comes to maintaining them, regardless of whether they are cleaned regularly or if it’s time for using a little elbow grease. Since these are two parts of the house that are used the most and daily, it is only obvious that some grime is going to deposit. You can reduce this growth of grime by following a few steps. You can also follow some hacks to get your shower and bathtub look as good as the day it was fitted.</p>
<p><img loading="lazy" decoding="async" class="size-full wp-image-27565 alignleft" src="https://tower.top10homewarrantyexperts.com/wp-content/uploads/2022/09/Img-for-post-Maintenance-Cleaning-and-Other-Common-Issues-For-Bathtub-and-Shower-Cleaning.jpg" alt="Img-for-post-Maintenance-Cleaning-and-Other-Common-Issues-For-Bathtub-and-Shower-Cleaning" width="600" height="400" srcset="https://qa-admin.top10homewarrantyexperts.com/wp-content/uploads/2022/09/Img-for-post-Maintenance-Cleaning-and-Other-Common-Issues-For-Bathtub-and-Shower-Cleaning.jpg 600w, https://qa-admin.top10homewarrantyexperts.com/wp-content/uploads/2022/09/Img-for-post-Maintenance-Cleaning-and-Other-Common-Issues-For-Bathtub-and-Shower-Cleaning-768x512.jpg 768w" sizes="(max-width: 600px) 100vw, 600px" /></p>
<p>There are certain serious plumbing problems which are common. For example, if the standing water doesn’t go down, we can be of your help. You can sign up today and get a quote for home plumbing system and warranty coverage, free of cost.</p>
<h3>Keeping Your Showers Clean</h3>
<p>If the showers are cleaned regularly, maintaining them won’t be too difficult. The regularity in cleaning is important because with time, there will be a deposit of grime or even mold. Some easy steps can be followed for regular cleaning of the shower to make it hassle-free.</p>
<p>• If you are used to taking dirty baths, or giving your pets a wash, or if you happen to wash some clothes which have runny dye, it’s important to take the adhesive bath tread in case you haven’t, already. This helps prevent bath stains.<br />
• Before taking a shower, always make sure to turn the exhaust fan on or open the window. The shower curtain needs to be contained inside of the bathtub. Also make sure that if you splash water out of your tub, there is way for it evaporate. This can lead to the growth of mold or grout around the tiles.<br />
• Most importantly, make sure that after every shower, you remove the hair in the drain. If this is not followed as a routine, it may eventually lead to some serious draining issues.</p>
<p>One can also follow the commonly practised habit of applying bathtub wax for keeping it more manageable.</p>
<div class="buttono-wrapper" style="max-width:98%;" data-partner-icon="https://qa-admin.top10homewarrantyexperts.com/wp-content/uploads/2022/08/choice-logo.svg" data-partner-contact_number="(848) 237-1445" data-partner-real_tel="+18482371445" data-partner-link="" data-partner-total_votes="" data-partner-under button text="" data-partner-title="Choice Home Warranty" data-partner-editor_choice_text_desktop="Editor's Choice" data-partner-mobile_icon="https://qa-admin.top10homewarrantyexperts.com/wp-content/uploads/2022/08/choice-logo.svg" data-partner-mobile_title="Cyber Sale -<br>$75 off + 1 Month Free" data-partner-editor_choice_text_mobile="Editor's Choice" data-partner-slide_down_thumbnail="https://qa-admin.top10homewarrantyexperts.com/wp-content/uploads/2022/08/choice-logo.svg" data-partner-slide_down_title="111111111111111" data-partner-slide_down_read_review="https://qa.top10homewarrantyexperts.com/choice-home-warranty-complete-review/" data-partner-conversion_label="t_R8CNG4sYAYEJu68p0C" data-partner-partner_id="2557" data-partner-caption="" data-partner-number_of_reviews="" data-partner-partner_name="Choice Home Warranty" data-partner-facebook_ad_event_name="" data-partner-editor_choice_icon_desktop="none" data-partner-editor_choice_icon_mobile="none" data-partner-phone_conversion_label="" data-partner-desktop_details_limit="6" data-partner-mobile_details_limit="2" data-partner-trustpilot_rating="" data-partner-trustpilot_reputation="" data-partner-general-offer="https://chwprice.com/nlp/a/a1/index.php?utm_source=t5fm2&utm_campaign=" data-backup-partners='[]'  data-style-params="" data-logo-src="https://tower.top10homewarrantyexperts.com/wp-content/uploads/2022/08/choice-logo.svg" data-promote-text="$75 Off + 1 Month Free" data-button-text="Visit Site" data-kidon-id="2557" data-conversion-label="t_R8CNG4sYAYEJu68p0C" data-button-name="Choice " data-button-type="buttono" data-partner-post-id="cG9zdDoyNzQwNg==" data-should-filter="1"><meta name="viewport" content="width=device-width, initial-scale=1" ><meta data-type="partner" ><div class="background-wrapper"><div class="border-wrapper"> <div id=697c79f766e85 class="buttono-content" ><div class='buttono-logo__container'><a href='/' target='_blank'><img src='https://tower.top10homewarrantyexperts.com/wp-content/uploads/2022/08/choice-logo.svg' class='buttono-logo' style='width:50px; height:44px;'></a></div> <div class="main-content"><div class='col-md-6'><a href='/' target='_blank' class='buttono-promote-text__container'><p class='buttono-promote-text'>$75 Off + 1 Month Free</p></a></div><div class='buttono-link-container'><a href='/' target='_blank' class='buttono-link'>Visit Site</a></div></div></div><a href='/' target='_blank'><img class='buttono-image' src='/'></div></a></div></div>
<h3>Best Hacks For Shower Cleaning</h3>
<p>Sometimes the deposit of grime cannot be prevented even if you clean the shower regularly. Do not get confused with the range of cleaning products available in the market. Just try to keep them organic and simple that could work for your bathtub and not end up damaging it instead. Follow these two hacks for an easy clean-up of your tub:</p>
<p>• Water and baking soda: baking soda will act like a paste to help loose debris which you can easily scrub away with soap scum.<br />
• Vinegar combined with dish detergent: easily available at home, the vinegar from this combination applies acidic coating and the dish detergent will remove the grease.</p>
<p>Clogging of bathtub drain is a pretty common problem. This indicates that it’s time to clean the tub really well. If the tub is not clogged but still it won’t drain, it could mean that there is a way deeper clog in the drain. You can get a drain snake for seeing if there is any debris or hair to be pulled down. If the problem of draining or standing water still continues, you can place a claim.</p>
<p><img loading="lazy" decoding="async" class="size-full wp-image-27567 alignleft" src="https://tower.top10homewarrantyexperts.com/wp-content/uploads/2022/09/Shower-and-Bathtub.jpg" alt="Shower-and-Bathtub" width="600" height="400" srcset="https://qa-admin.top10homewarrantyexperts.com/wp-content/uploads/2022/09/Shower-and-Bathtub.jpg 600w, https://qa-admin.top10homewarrantyexperts.com/wp-content/uploads/2022/09/Shower-and-Bathtub-768x512.jpg 768w" sizes="(max-width: 600px) 100vw, 600px" /></p>
<h3></h3>
<h3></h3>
<h3></h3>
<h3></h3>
<h3></h3>
<h3></h3>
<h3></h3>
<h3></h3>
<h3></h3>
<h3>Maintenance Of Showers And Bathtubs</h3>
<p>Apart from regular cleaning, there isn’t a lot of other maintenance required for showers and bathtubs. Showers are most vulnerable to mold growth, so it’s important to check the areas that can facilitate its growth the most. Loose tiles or cracks could be vulnerable the most, so make sure that you have them sealed using caulk. In case of a bathroom door that slides, you should dry it down and clean the cracks from in between for prevention of mold and rust. In fact, drying down the tub and the tiles could seem like a lot of work, but it will reduce the risk of mold significantly.</p>
<p>For other plumbing problems like breaks or line leaks in the water, drain, vent lines, or waste, a claim can be placed. You can also do the same in case of other problems with flushing, toilet tank, or toilet bowl, or anything related to risers or angle stops.</p>


Img-for-post-Maintenance-Cleaning-and-Other-Common-Issues-For-Bathtub-and-Shower-Cleaning

Common Issues For Bathtub and Shower Cleaning

<p>+All home sellers are in a constant dilemma between spending money for home improvement versus the concern of getting good return on it in terms of an investment. One may think that probably revamping an old kitchen could be necessary in a dated home. However, many studies have showed that spending upwards of $50k.</p>
<p><img loading="lazy" decoding="async" class="size-full wp-image-27570 alignleft" src="https://tower.top10homewarrantyexperts.com/wp-content/uploads/2022/09/Img-for-select-home-warranty-review.jpg" alt="Img-for-select-home-warranty-review" width="600" height="400" srcset="https://qa-admin.top10homewarrantyexperts.com/wp-content/uploads/2022/09/Img-for-select-home-warranty-review.jpg 600w, https://qa-admin.top10homewarrantyexperts.com/wp-content/uploads/2022/09/Img-for-select-home-warranty-review-768x512.jpg 768w" sizes="(max-width: 600px) 100vw, 600px" /></p>
<p>Most listings have some unique set of characteristics that makes recommendations as to where spend those limited dollars for improvement of your home prior to a sale. Remodelling Magazine comes up with Cost vs. Value report annually. This can prove as a general guide for which kind of projects have the ability to get a return on their investment.</p>
<h3>Outdoor Projects To Get The Best Investment Return</h3>
<p>Any good real estate agent could tell you how important curb appeal is to get the buyers’ attention as well as influence their opinions of a property. For the same reason, Remodelling Magazine’s report for Cost vs. Value features the properties with maximum investment return, and all of them typically include these:</p>
<p><strong>1. Front Door:</strong> Painting or replacing your front door gives a quick revamp to your home. One can also change the look of the house by decorating the entrance with potted plants, trellis, or a seat. The whole look of the house becomes more appealing with these tweaks.<br />
<strong>2. Garage Door:</strong> Even though it is quite a simple project, it went high up on the return of investment list.<br />
<strong>3. Stone Veneer (manufactured):</strong> This project got one the best returns of investment in the report.<br />
<strong>4. Deck:</strong> Increasing the usable space outdoors by putting up a deck might seem like a good idea, but your sellers might have plans of bigger projects that may not eventually bring back the return of investment on the closing table. Make sure they first do their research.<br />
<strong>5. Landscaping:</strong> All buyers are on a lookout for attractive outdoors. One can go for enhancing their spaces by cleaning up the yard and putting up a few plants.</p>
<div class="buttono-wrapper" style="max-width:98%;" data-partner-icon="https://qa-admin.top10homewarrantyexperts.com/wp-content/uploads/2022/08/choice-logo.svg" data-partner-contact_number="(848) 237-1445" data-partner-real_tel="+18482371445" data-partner-link="" data-partner-total_votes="" data-partner-under button text="" data-partner-title="Choice Home Warranty" data-partner-editor_choice_text_desktop="Editor's Choice" data-partner-mobile_icon="https://qa-admin.top10homewarrantyexperts.com/wp-content/uploads/2022/08/choice-logo.svg" data-partner-mobile_title="Cyber Sale -<br>$75 off + 1 Month Free" data-partner-editor_choice_text_mobile="Editor's Choice" data-partner-slide_down_thumbnail="https://qa-admin.top10homewarrantyexperts.com/wp-content/uploads/2022/08/choice-logo.svg" data-partner-slide_down_title="111111111111111" data-partner-slide_down_read_review="https://qa.top10homewarrantyexperts.com/choice-home-warranty-complete-review/" data-partner-conversion_label="t_R8CNG4sYAYEJu68p0C" data-partner-partner_id="2557" data-partner-caption="" data-partner-number_of_reviews="" data-partner-partner_name="Choice Home Warranty" data-partner-facebook_ad_event_name="" data-partner-editor_choice_icon_desktop="none" data-partner-editor_choice_icon_mobile="none" data-partner-phone_conversion_label="" data-partner-desktop_details_limit="6" data-partner-mobile_details_limit="2" data-partner-trustpilot_rating="" data-partner-trustpilot_reputation="" data-partner-general-offer="https://chwprice.com/nlp/a/a1/index.php?utm_source=t5fm2&utm_campaign=" data-backup-partners='[]'  data-style-params="" data-logo-src="https://tower.top10homewarrantyexperts.com/wp-content/uploads/2022/08/choice-logo.svg" data-promote-text="$75 Off + 1 Month Free" data-button-text="Visit Site" data-kidon-id="2557" data-conversion-label="t_R8CNG4sYAYEJu68p0C" data-button-name="Choice " data-button-type="buttono" data-partner-post-id="cG9zdDoyNzQwNg==" data-should-filter="1"><meta name="viewport" content="width=device-width, initial-scale=1" ><meta data-type="partner" ><div class="background-wrapper"><div class="border-wrapper"> <div id=697c79f76d0fa class="buttono-content" ><div class='buttono-logo__container'><a href='/' target='_blank'><img src='https://tower.top10homewarrantyexperts.com/wp-content/uploads/2022/08/choice-logo.svg' class='buttono-logo' style='width:50px; height:44px;'></a></div> <div class="main-content"><div class='col-md-6'><a href='/' target='_blank' class='buttono-promote-text__container'><p class='buttono-promote-text'>$75 Off + 1 Month Free</p></a></div><div class='buttono-link-container'><a href='/' target='_blank' class='buttono-link'>Visit Site</a></div></div></div><a href='/' target='_blank'><img class='buttono-image' src='/'></div></a></div></div>
<h3>Indoor Projects To Get The Best Investment Return</h3>
<p>An expertise about staging could come really handy for increasing the attractiveness of the indoors of any house. Sellers can handle de-cluttering project, which is free, without any professional help. However, some home improvement projects for the interiors can definitely add value to the home, especially if you are keeping a track of comparable homes in your neighbourhood for avoiding overspending. According to Remodelling Magazine’s Cost vs. Value report, remodelling a mid-ranged kitchen at an average price of $68k would get an ROI of 59%. Hence, something more practical and less expensive with indoors projects could do the job. For example:</p>
<p><strong>1. Painting or Replacing the Kitchen Cabinets:</strong> Any dated kitchen can use a quick fix by replacing or painting the cabinet doors.</p>
<p><strong>2. Paint:</strong> If you do a fresh paint with a better colour scheme, it could completely change the look of the kitchen. It can pretty cheap if you do it yourself as it’s not that difficult.</p>
<p><img loading="lazy" decoding="async" class="size-full wp-image-27556 alignleft" src="https://tower.top10homewarrantyexperts.com/wp-content/uploads/2022/09/Home-warranty-AC-technician-Repairing-Air-Conditioner-.jpg" alt="Home-warranty-AC-technician-Repairing-Air-Conditioner-" width="600" height="400" srcset="https://qa-admin.top10homewarrantyexperts.com/wp-content/uploads/2022/09/Home-warranty-AC-technician-Repairing-Air-Conditioner-.jpg 600w, https://qa-admin.top10homewarrantyexperts.com/wp-content/uploads/2022/09/Home-warranty-AC-technician-Repairing-Air-Conditioner--768x512.jpg 768w" sizes="(max-width: 600px) 100vw, 600px" /></p>
<p><strong>3. Bathroom Remodel (minor):</strong> A complete makeover of the bathroom could be pretty expensive and won’t get any return of investment. That said, if the seller are able to keep the cost below $10k, replace the tile surround and the tub, redo the flooring, and change the vanity top, they can get a good ROI and a better sale price.</p>
<p><strong>4. Lighting:</strong> An old home can look newer with getting some light fixtures. They are available at a range of prices, so budget should not be a problem.</p>
<div class="buttono-wrapper" style="max-width:98%;" data-partner-icon="https://qa-admin.top10homewarrantyexperts.com/wp-content/uploads/2022/08/Select-home-warranty-logo-.svg" data-partner-contact_number="(855) 396-1503" data-partner-real_tel="+18553961503" data-partner-link="" data-partner-total_votes="" data-partner-under button text="" data-partner-title="Select Home Warranty" data-partner-editor_choice_text_desktop="" data-partner-mobile_icon="https://qa-admin.top10homewarrantyexperts.com/wp-content/uploads/2022/08/Select-home-warranty-logo-.svg" data-partner-mobile_title="Black Friday Sale: Up to 40% Off" data-partner-editor_choice_text_mobile="" data-partner-slide_down_title="" data-partner-slide_down_read_review="" data-partner-conversion_label="ls_cCL--sYAYEJu68p0C" data-partner-partner_id="2558" data-partner-caption="" data-partner-number_of_reviews="" data-partner-partner_name="Select Home Warranty" data-partner-facebook_ad_event_name="" data-partner-editor_choice_icon_desktop="none" data-partner-editor_choice_icon_mobile="none" data-partner-phone_conversion_label="" data-partner-desktop_details_limit="6" data-partner-mobile_details_limit="2" data-partner-trustpilot_rating="" data-partner-trustpilot_reputation="" data-partner-general-offer="https://shw.selecthomewarranty.com/best-in-class-home-warranty-coverage?affiliate_id=SALG&subid=" data-backup-partners='[]'  data-style-params="" data-logo-src="https://tower.top10homewarrantyexperts.com/wp-content/uploads/2022/08/Select-home-warranty-logo-.svg" data-promote-text="$150 Off +2 months free" data-button-text="Visit Site" data-kidon-id="2558" data-conversion-label="ls_cCL--sYAYEJu68p0C" data-button-name="Select " data-button-type="buttono" data-partner-post-id="cG9zdDoyNzQwNw==" data-should-filter="1"><meta name="viewport" content="width=device-width, initial-scale=1" ><meta data-type="partner" ><div class="background-wrapper"><div class="border-wrapper"> <div id=697c79f76dae0 class="buttono-content" ><div class='buttono-logo__container'><a href='/' target='_blank'><img src='https://tower.top10homewarrantyexperts.com/wp-content/uploads/2022/08/Select-home-warranty-logo-.svg' class='buttono-logo' style='width:50px; height:44px;'></a></div> <div class="main-content"><div class='col-md-6'><a href='/' target='_blank' class='buttono-promote-text__container'><p class='buttono-promote-text'>$150 Off +2 months free</p></a></div><div class='buttono-link-container'><a href='/' target='_blank' class='buttono-link'>Visit Site</a></div></div></div><a href='/' target='_blank'><img class='buttono-image' src='/'></div></a></div></div>
<p><strong>5. Kitchen Remodel (minor):</strong> Certain cosmetic changes to the kitchen like replacing the counters or appliances without changing much of the configuration would not cost more than $25k and yet considerably increase the offers you get for the house.</p>


10 Simple Home Improvement Tips

Best-Home-Warranty-for-HVAC-e1641720713345

Home Warranty And Home Insurance

Home Warranty And Home Insurance

Home Warranty and Home Insurance

Home Warranty And Home Insurance

Our Top Picks

Home Warranty and
Home Insurance